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Change of plans, but all good news

Posted: Mon Feb 23, 2015 12:35 pm
by Derek
As usual, my brain runs overtime and my imagination likes to run away with my wallet. I have a few major and some minor rc builds that I'd like to do this year. I actually went so far as to buy a 250 mini quad from HK and I was planning on that build when my income tax return arrives...then do some planning for the next project.

Here is where the plan got changed. For the past 12-18 months, when I make my truck loan payment, I simply just get online, sign in, enter my payment amount, click on "Approve", get my confirmation number, and log out. I actually cant remember when I last looked at the dollar amount of the remaining loan, lol....until yesterday. I made my truck payment and the remaining balance caught my attention. I didn't realize that it was as low as it was, lol. My wife and I are expecting our income tax return "this week" :-) So...instead of ordering parts and FPV for my mini quad (still not here, lol), we are going to take a large portion of the tax return and pay off my SUV. Then..we'll have all 3 vehicles bought and paid for. Then I can start ordering parts for my projects with the money that was usually intended for the truck payment.

So...having my truck paid off while it's still "technically" winter means that my Spring, Summer, and Fall are going to be awesome!!!

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 1:56 pm
by KevG
That's great news Derek, I had my last payment on my car last month, all be it was a double payment and because this happened my car decided the alternator packing up would be the best way to celebrate, lol

So what o expected to have this month ended up going on that,

But it is a great feeling not having the loan over your head,

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 5:08 pm
by murankar
Its great not having a payment. Might be a better summer for you.

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 5:55 pm
by Lee
Good news Derek :)

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 6:17 pm
by Stambo
Good news Derek.
After not having that money for so long it will seem like a huge pay rise. :)

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 7:54 pm
by Derek
Thanks guys! I'm quite excited about the idea of not having a truck payment, lol, for obvious reasons. Just the thought of being able to "play" a bit more and still be able to put a bit more cash aside for savings is awesome!

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 8:07 pm
by Tony
thats mint Derek, we are all coming over the pond on your expense for a party....lol

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 9:06 pm
by Derek
Tony wrote:thats mint Derek, we are all coming over the pond on your expense for a party....lol
:lol: :lol: :lol: Hey look everyone.....Tony has decided to stop flying rc's and become a comedian, ha ha ha!!!!

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 9:08 pm
by KevG
Derek wrote:
Tony wrote:thats mint Derek, we are all coming over the pond on your expense for a party....lol
:lol: :lol: :lol: Hey look everyone.....Tony has decided to stop flying rc's and become a comedian, ha ha ha!!!!
Roflmao

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 9:49 pm
by HeliBaby1527
Hey Derek!
That is truly great news...

Guys, pick me up on your way to Derek's...I live at the edge of the "pond"! :shock: Virginny
Let's PARTY! :lol:

All my best,
Terry

Re: Change of plans, but all good news

Posted: Mon Feb 23, 2015 11:05 pm
by Tony
We will pick you up at the weekend Terry. :lol: :lol:

Re: Change of plans, but all good news

Posted: Tue Feb 24, 2015 1:28 am
by Stambo
Derek wrote:
Tony wrote:thats mint Derek, we are all coming over the pond on your expense for a party....lol
:lol: :lol: :lol: Hey look everyone.....Tony has decided to stop flying rc's and become a comedian, ha ha ha!!!!
Um, who is the comedian now. :)
Definitely brought a smile to my face.
Thanks Derek I needed this today. :)

Re: Change of plans, but all good news

Posted: Tue Feb 24, 2015 3:39 am
by Derek
Thanks guys! I tell ya....if there was anything that I could do about it, I would SURELY finance a round trip for everyone on the Hangout to come hangout with me at the AMA (Academy of Model Aeronautics), here in my home state. Acres and acres of open space (that is pond-free, lol) and it would be an awesome expo, for sure. Planes, helicopters, multi rotors, FPV....whatever....if you've got it...bring it.

In the meantime, unfortunately we'll just have to settle for our online Hangout.

Re: Change of plans, but all good news

Posted: Tue Feb 24, 2015 6:38 pm
by Vipertech13
Great to get out from under a bill! Congrats!

Re: Change of plans, but all good news

Posted: Tue Feb 24, 2015 6:49 pm
by Derek
Vipertech13 wrote:Great to get out from under a bill! Congrats!
Thanks Gerald! I actually had plans for a new soldering station, new charging station, new FPV gear, and a new workbench in my garage....but then I noticed that my truck "could" be paid off this month. That would be 11 months short of the full loan term. Suddenly my other plans dwindled, lol. I spoke to the wife about it and, naturally, she was all for it. WOW! It will be so nice to NOT have to pay on the truck anymore, lol.

As for my other plans..they will all come in due time and I'll be happier for it. 8-)

Re: Change of plans, but all good news

Posted: Tue Feb 24, 2015 11:15 pm
by Tony
I'm getting really excited now Derek, can't wait...lol

Re: Change of plans, but all good news

Posted: Wed Feb 25, 2015 5:04 am
by Derek
Tony wrote:I'm getting really excited now Derek, can't wait...lol
Which part are you getting excited about, Tony?

The fact that I'll have my truck paid off or my upcoming projects?

My custom Trex 500 Pro "Titan" project will probably get started this summer. My scratch build "Weston UK Velocity 50" project should be able to start that within the next two weeks. I do have my mini quad on the way. 14 days after ordering it, it's still not here. That "Chinese New Year" really slowed things down for shipment. I do have my large 3D plane project (still unnamed) that is coming along. On top of that, I have to EDF projects coming (hopefully this year). I still want to do a build tutorial on my Blue Cub STOL.

My brain just won't stop, lol. My imagination runs 48.7267 hours per day, lol